S-Cashback - The value-added program with a real customer loyalty effect.

Would you like to offer your customers even more service with money-back benefits, reward them for their loyalty and inspire new customers? Then join us and become part of the S-Cashback family.

S-Cashback: From the region - for the region

Our S-Cashback value-added program has a triple effect! For customers, merchants and the region. Make your customers happy by granting money-back benefits in the form of cashback for every transaction with the Sparkassen-Card (debit card) or the Sparkassen credit card, which your customers can freely dispose of. Not only do you gain measurable customer loyalty effects at this point, you can also attract new customers by advertising your Sparkasse.


Why S-Cashback? Because you can only win!

With S-Cashback, you increase card payments in your store and thus support the trend towards secure payment methods. Register now as an S-Cashback partner and become part of this success story. Already more than 5,000 S-Cashback locations of different companies are part of it.


No risk

There are no fixed costs or other fees for you. Everything you invest flows 1:1 into your own clientele.

Simple processing

You don't need any training - everything works automatically via payment with Sparkassen-Card (debit card) or Sparkassen credit card.

More turnover

Your business will become even more attractive to customers.


The cashback is calculated automatically on the basis of the transaction data after the purchase.

New customers

Customers of the savings bank become aware of you.

Tying turnover regionally

The savings bank payment cards function like regional customer/reward cards.

Stronger customer loyalty

Money-back benefits promote the desire to buy and customers become regular customers.

Free advertising

The savings bank advertises its offers in its media.

Reachable everywhere

With the S-Cashback app, your customers always have all the benefits at their fingertips.
"Many of our customers never even thought of paying by card at the bakery. That makes it all the more important to win over employees as multipliers. First interim result: Terminal sales with S-Cashback are increasing. Now it's happening more and more often that customers are buying more than they planned because they're definitely flush with cash with a card." Manuela Gilgens | Managing Director of Gilgen's Bakery & Confectionery
- Cologne, September 2019  

Hau Garden Nursery
Our partner Christoph Hau, owner of GartenBaumschule Hau from Bornheim, reports in an interview about his experiences with S-Cashback in everyday business - also during the Corona pandemic.

Chosen S-Cashback Partners